ALBUQUERQUE, NEW MEXICO. (March 21, 2012). Linton & Associates, LLC, an employee benefits specialist agency serving New Mexico and the surrounding states, announced today that it has added to its portfolio of insurance products with a comprehensive set of property and casualty insurance solutions to help everyone from the small business owner and contractor to the non-profit organization and local restaurant owner in New Mexico and the surrounding area.
Property and casualty insurance are increasingly important for businesses as a way to protect what business owners have worked so hard to achieve. These commercial policies help to mitigate the impact of potential financial risks that come from unexpected disasters, such as a fire or flood; protect the business from losses associated to theft; and provide a source of compensation if the business is deemed liable for an accident or negligence. This type of insurance can also include worker’s compensation, which is required by the state of New Mexico for most businesses.
Here are some specific areas where the professionals at Linton & Associates, LLC can lend their expertise and provide a comprehensive insurance coverage plan for businesses to help them be prepared for any potential problems:
- Liability: A liability policy protects businesses from the risk of legal liability related to injury, negligence, or malpractice. It can cover the legal costs and any necessary legal payouts that may be the result of those situations.
- Workers Comp: Most New Mexico businesses are required to have worker’s compensation to meet their statutory obligations to workers who may be injured or become ill on the job site. Failure to carry such a policy can result in significant costs to the business as well as additional state penalties for non-compliance.
- Business: Property insurance can protect commercial buildings or properties associated with a business. Casualty insurance to protect them from liability claims due to faulty products while Errors and Omission insurance can protect businesses from liability claims due to errors that led to damages caused to their clients.
- Fleet: This coverage accommodates all vehicles owned by a business, including trucks, vans, and vehicles, and used to carry out work for the company.
About Linton & Associates, LLC
Headquartered in Albuquerque, New Mexico, Linton & Associates, LLC serves over 160 employer groups and over 700 individual clients throughout New Mexico as well as the surrounding states. Established in 1988, the agency’s expert team is familiar with the real estate, construction, hospitality industry, legal firms and small employer groups, serving numerous clients in those fields in both small and large organizations with fully and self-insured plans, Section 125 plans, High Deductible Health Plans and Health Savings Accounts. Linton & Associates, LLC has built a network of associations with all the national ancillary carriers in life insurance, short and long term disability, and retirement plans. For more information, please visit www.lintonandassociates.com.