Financial News

Abandoned 401(k)s, the Missing Piece of Retirement’s Puzzle

09/27/2016 05:06 PM

Aspiring retirees may be closer than they think to their retirement dreams. Finding a “lost treasure” and re-deployment through a 401(k) rollover could make all the difference. Careful consideratio...

 

Retirement Planning’s Impact to Spouses, Progeny and Charities

09/27/2016 04:48 PM

Excellent financial planning goes beyond accumulation, distribution and preservation to legacy continuation. Tools are available to perpetuate assets’ growth far beyond the life of the originator. ...

 

Fixed-Index Annuities Offer Retirement Solutions

09/27/2016 11:00 AM

Multiple factors are impacting safe-money retirement purchase preferences. Demand for an alternative investment is being driven by a burgeoning retiree population and answered by retirement plannin...

 

Use Age as the Gauge for Retirement’s Safe-Money Allocation

09/26/2016 11:00 AM

Aging investors and retirees cannot absorb another stock market hit like 2008. Once highly subjective, the age at which retirees can reduce unnecessary risk can be found on a driver’s license, bir...

 

The Sequence of Returns During Retirement Distribution

09/24/2016 11:00 AM

Retirees Exposed to Outliving Their Retirement Money Now A Reality. Retirees may not survive the stealth impact of the sequence of returns until its too late. Only guaranteed lifetime annuity incom...

 

Retirement’s Healthcare Options are Too Many to Weigh on Your Own

09/23/2016 11:00 AM

An expert who can navigate healthcare’s options and requirements can be highly beneficial to clients transitioning from employer or private healthcare plans to Medicare. Watch the video interview w...

 

Consistency is the Hallmark of Savings Success

09/22/2016 11:00 AM

No one can replace lost time, and there’s no better time than today to start saving for tomorrow. Disciplined savers can succeed by implementing proven principles through three financial stages. Wa...

 

Retirement is not a “Set It and Forget It Proposition

09/21/2016 11:00 AM

Though largely a time for relaxation, a successful and sustained retirement depends on maintaining a financial foundation. The plans of individuals in or contemplating retirement can be undermined ...

 

There Are Basic Approaches to Retirement that Can Deliver Real Results

09/20/2016 11:00 AM

Couples who anxiously plan for retirement often focus on quickly getting what they’ve never had at the expense of the longer term. Resources intended to last a lifetime must allow for factors inclu...

 

Most Retirees Need Lifetime Guaranteed Income

09/19/2016 11:00 AM

Longer and costlier life spans have retirees seeking reliable sources of income. Astute and patient planning, using retirement financial products like annuities, can be keys to the peace of mind. ...

 

Tax-Free Income from Cash-Value Life Insurance

09/17/2016 11:00 AM

Many retirees are seeking shelter from taxes on their Social Security, but it’s difficult to escape taxes on their benefits because other retirement income can trigger taxation on their Social Secu...

 

Tax-Advantaged Life Insurance with Access to Market Returns

09/16/2016 11:00 AM

For moderate to aggressive savers who are tax conscience about their investments and appreciate long-term horizons, cash-value life insurance offers domestic and foreign indices as well as equity a...

 

Tax-Conscience, Conservative Savers Should Consider These Life Insurance Policies

09/15/2016 11:00 AM

If you’re a tax-conscience, conservative, long-term saver, you should consider two cash-value life insurance contracts that are interest-rate driven via the insurance-companies-dominated portfolio ...

 

Creating a Low-Cost Life Insurance Policy Can Deliver an Optimal Return

09/14/2016 11:00 AM

Designing an efficient cash-centric life insurance policy is an engineering marvel for those mortality mechanics who understand the blue prints of insurance regulation and the tax code—not just any...

 

Funding College Education, Retirement and Generational Income

09/13/2016 11:00 AM

Most consumers are unaware cash-value life insurance has several planning scenarios and tax strategies that can reposition existing assets and redirect monthly contributions from savings accounts t...

 

Creating a Tax-Free Retirement Plan

09/12/2016 11:00 AM

If you’re under age 50, not in a high-effective tax bracket and not receiving a matching contribution from your employer into your 401(k), consider dumping your ERISA plan in favor of a tax-free re...

 

Mutual Fund Diversity May Need to Add Fees into the Equation

09/09/2016 12:00 PM

Regulations striving for full disclosure are bringing light to impactful fees often missing from prospectuses. The burden of knowledge is with the investor in order to overcome representatives’ mis...

 

Allowing Your Risk Tolerance to Dictate Your Investment Strategy

09/08/2016 11:00 AM

A mismatch between a retirement plan and its owner can cause disastrous results in the near and long term. Risk-averse investors do well to sacrifice some rewards to achieve peace of mind. Diversif...

 

Foundational Income is the Strength of Retirement

09/07/2016 11:00 AM

Life’s ongoing expenses, regardless of age, require regular infusions of income. An understanding of how assets fall on the risk/reward continuum, and even the discovery of forgotten assets, can fa...

 

The 3 Keys to Vetting Your Retirement Plan Adviser

09/06/2016 11:00 AM

The abundance of information targeting retirees is as often as much a source of confusion as it is a solution. Retirees can cut through the clutter by choosing to work with an accredited adviser ...