Financial News

Human Life Expectancy: the Final Frontier

08/04/2017 11:00 AM

: The Mortality Revolution may very well be the final frontier in mankind’s quest to beat death. So far, the grim reaper has won every time, but new timelines are emerging in human longevity that ...

 

The Longevity Risks of Living Longer

08/03/2017 11:00 AM

Living longer is exacerbating over a dozen other retirement risks that threaten the vast majority of retirees and those near retirement. If the status quo continues, the retirement lifestyle of mos...

 

Longevity’s Impact on Products and Plans

08/02/2017 11:00 AM

Most of the retirement plans currently operational have a significant flaw. They’ve grossly underestimated the stunning increase in life expectancy over the last generation. But government and mili...

 

Mortality Credits the New Alpha

08/01/2017 11:00 AM

The law of large numbers and changing demographics of life expectancy is having a significant impact on guaranteed lifetime annuities. Annuity manufacturers are touting their alpha with mortality c...

 

The Historical View on Longevity

07/31/2017 11:00 AM

The last 100 years have seen a significant increase in human longevity compared to the earliest records of mankind. The spike in longevity has caught the Western world by surprise. The effects of t...

 

Global Carbon Monoxide Detector Industry 2017 Market Research Report

07/31/2017 02:45 AM

The Global Carbon Monoxide Detector Industry 2017 Market Research Report is a professional and in-depth study on the current state of the Carbon Monoxide Detector industry.

 

Appreciating Line of Credit

07/28/2017 11:00 AM

The Home Equity Conversion Mortgage (HECM) equity line of credit can be used as your own personal lending resource or a retirement back-up cash reserve. The line of credit grows on the remaining un...

 

Buying a Retirement Home for Half the Market Value

07/27/2017 11:00 AM

Many seniors are looking for the ideal retirement home to enjoy their golden years. However, many have budget constraints that eliminate their dream home. But, a little-known strategy in the Home E...

 

Home Equity Can Generate Tax Free Income

07/26/2017 11:00 AM

Senator Fred Thompson (R) touted reverse mortgages. You’ve seen TV and movie star, Henry Winkler, aka “the Fonz” promoting reverse mortgages. Yes, the Fonz is a senior now! Tom Selleck is the newes...

 

Home Equity Conversion Mortgage Programs

07/25/2017 11:00 AM

With all the money spent on commercials for reverse mortgages, you’d think seniors are up-to-speed on this unique government insured program that can generate tax-free income from their home equity...

 

Protecting Social Security benefits from Taxation

07/21/2017 11:00 AM

There was a time when Social Security benefits were not exposed to ordinary income taxation. But over the years, small incremental steps were taken to tax the benefits. Now “means testing” may be i...

 

The Tax Advantages of HSA Accounts & Roth IRAs

07/19/2017 11:00 AM

Retirement, as it is today, is inherently crippled by taxes. You may very well have one million dollars in your retirement plan, but Uncle Sam may own up to 40% of it. Health Savings Accounts (HSA)...

 

Tax Favored Cash Value Life Insurance & Reverse Mortgages

07/19/2017 11:00 AM

Collateralized loans are not characterized as income and are not reportable, as such, on your 1040 form. And because these loans are not forms of taxable income, they are not counted for the provis...

 

Qualified Retirement Plans May Reduce Spendable Income

07/18/2017 11:00 AM

Most American workers don’t comprehend the realities of retirement until they’re a few years from retirement date, which is often too late. They’re just too busy dealing with immediate financial pr...

 

Retirement Facts & Stats of the Next Generation

07/17/2017 11:00 AM

The next generation is ready to change the economics of their own future. The way they live and retire will not resemble the Baby Boomer retirement model. A major departure from traditional thinkin...

 

HECM Home Equity Line of Credit

07/14/2017 11:00 AM

The Home Equity Conversion Mortgage (HECM) equity line of credit can be used as your own personal lending resource or a retirement back-up cash reserve. The line of credit grows on the remaining un...

 

HECM for Home Purchase

07/13/2017 11:00 AM

Many seniors are looking for the ideal retirement home to enjoy their golden years. However, many have budget constraints that eliminate their dream home. But, a little-known strategy in the Home E...

 

HECM for Tax Free Income

07/12/2017 11:00 AM

Senator Fred Thompson (R) touted reverse mortgages. You’ve seen TV and movie star, Henry Winkler, aka “the Fonz” promoting reverse mortgages. Yes, the Fonz is a senior now! Tom Selleck is the newes...

 

The HECM Strategies for Seniors

07/11/2017 11:00 AM

With all the money spent on commercials for reverse mortgages, you’d think seniors are up-to-speed on this unique government insured program that can generate tax-free income from their home equity...

 

The Government Program for Seniors

07/10/2017 11:00 AM

U.S. society has placed a significant value on senior living. They’ve created three basic support systems for retirees: Social Security for income, Medicare for health maintenance and Home Equity C...