Financial News

Tax Strategies May Yield a Return of Their Own

11/17/2016 11:00 AM

The taxman cometh. He comes for everyone and he doesn’t discriminate. The retiree, the senior, the elderly and the uber-aged are in the crosshairs of his target. Uncle Sam is not your uncle—he’s th...

 

Don’t Depend on Volatile Income for Retirement Budget Items

11/16/2016 11:00 AM

It should be antithetical to use unpredictable income from stock dividends and bond interest to pay for guaranteed monthly living expenses. Retirement living isn’t free. Most retirees have reoccurr...

 

Portfolio Diversification Is More Than Just Asset Mixing

11/15/2016 11:00 AM

Maintaining multiple positions in your portfolio is only the beginning of diversification. Financial products themselves need to be tax diverse, secure and insurance diverse. Distributions need to ...

 

Legacy and Estate Planning Are Your Last Hoorahs!–

11/14/2016 11:00 AM

Estate taxes are thought of as federal death taxes for the wealthy. After all, the Unified Credit for couples is in excess of $10 million. However, most Americans still have to contend with their r...

 

Funding Future Family Generations and Charities Are Great Exit Strategies

11/12/2016 11:00 AM

Estate taxes are often misunderstood as federal death taxes on the wealthy. After all, the Unified Credit for couples is in over $10 million. However, most Americans still have to contend with thei...

 

The Programs Are in Place to Serve Veterans in Retirement

11/11/2016 11:00 AM

There are four criteria for qualifying for the Aid & Attendance benefit: Qualifying military service, medical necessity, care costs compared to monthly income and liquid assets. In order to be cons...

 

VA Pension Benefits Are the Reward for Service in Retirement

11/10/2016 11:00 AM

The Non-Service-Connected Disability Pension program provides a pension, rather than direct compensation, based on retirement or inability to work. Non-service-connected disabilities are medical co...

 

The Wounds of Wars Need the Healing Compassion of the Country

11/09/2016 11:00 AM

Provisions under the VA combat-related injuries; both physical and psychological address levels of benefits for former military who qualify. Even the Medal of Honor has its own pension provision. W...

 

Most Vets Aren’t Aware of Their VA Benefits

11/08/2016 11:00 AM

There are significant benefits for those who have served in the military. Most veterans have little to no knowledge of these government entitlements. The bureaucracy can be overwhelming to engage w...

 

The History of Veterans’ Benefits Dates to the Revolutionary War

11/07/2016 11:00 AM

The United States government began to seriously consolidate services to veterans in 1930. The GI Bill of Rights passed in 1944 had more effect on the American way of life than any other legislation...

 

Poor Health and Dependency Usually Creates the “No-Go” Years in Retirement

11/05/2016 11:00 AM

The baby boomers are changing society again! The children of the ’60s are now in their 60s. The new Medicare generation feels forever young, but youth is fleeting. Sooner or later—and perhaps it wi...

 

Impacting People and Charities You Care about

11/04/2016 11:00 AM

Legacy planning and charitable giving is usually associated with the affluent and uber-wealthy. Interestingly enough, middle-class Americans are just as benevolent. So what happens when your heart ...

 

Probate is Too Public, Too Expensive and So Impersonal

11/03/2016 11:00 AM

American seniors are a significant demographic of the procrastination nation. They don’t have wills, no trust documents or family attorneys. But one thing they do have is a death experience, and th...

 

Keep Uncle Sam out of Your Pocket in Retirement

11/02/2016 11:00 AM

Many new retirees take up hobbies, sports or card games. Some actually become better golfers, artists or bridge players. But if seniors would take the time to learn basic tax management, they could...

 

Matching Guarantee Retirement Expenses with Guaranteed Income

11/01/2016 11:00 AM

It should be antithetical to depend on non-guaranteed investment income to pay for guaranteed retirement expenses. It’s not just a theory—it’s a major component to your personal psychonomics or ret...

 

Quit Spending Down Your Assets to Qualify for State Protection

10/31/2016 11:00 AM

No one wants to live in a nursing home with strangers, especially in a state-run facility. To underscore this factoid, you need to see your future now by going on reconnaissance missions to a state...

 

Quit Spending Down Your Assets to Qualify for State Protection

10/31/2016 11:00 AM

No one wants to live in a nursing home with strangers, especially in a state-run facility. To underscore this factoid, you need to see your future now by going on reconnaissance missions to a state...

 

Keep Uncle Sam out of Your Pocket & Increase Your Retirement Income

10/29/2016 11:00 AM

Many new retirees take up hobbies, sports or card games. Some actually become better golfers, artists or bridge players. But if seniors would take the time to learn basic tax management, they could...

 

Most Seniors Near Retirement Have No Goals, No Plans, No Clue

10/28/2016 11:00 AM

Retirement specialists often find that individuals resist the planning process. The reasons to plan are clear, but the execution often falls short. Clients who overcome hesitancies and enlist profe...

 

Advisers Should Be Stewarts and the Most Trusted Family Adviser

10/27/2016 11:00 AM

Financial tools are everywhere, but can’t begin to measure the importance of goals or a desired quality of life. The ability of the adviser to align client assets with values is the foundation of a...