Financial News

Estimating Your Life Expectancy

08/10/2017 11:00 AM

There are mortality averages based on actuarial statistics that can approximate the life expectancy of the general population at large. But “averages” don’t address half of those who will exceed th...

 

Determining Your Tax Bracket

08/09/2017 11:00 AM

For most wage earners and retirees taxes are the biggest expense they’ll ever have over their lifetime. Managing your tax bill effectively is learning to become a “gamer,” by avoiding tax traps and...

 

Creating A Budget

08/08/2017 11:00 AM

It’s rather stunning to discover that most baby boomers have never had a budget in their life, but they’re going to need one in retirement. Retirement may be the biggest motivator for most American...

 

Reviewing the Life Event Checklist

08/07/2017 11:00 AM

Life just happens, but there are predictable events common to most in our culture and most of those events have a financial impact. Planning for those predictable events can prepare you to meet man...

 

Human Life Expectancy: the Final Frontier

08/04/2017 11:00 AM

: The Mortality Revolution may very well be the final frontier in mankind’s quest to beat death. So far, the grim reaper has won every time, but new timelines are emerging in human longevity that ...

 

The Longevity Risks of Living Longer

08/03/2017 11:00 AM

Living longer is exacerbating over a dozen other retirement risks that threaten the vast majority of retirees and those near retirement. If the status quo continues, the retirement lifestyle of mos...

 

Longevity’s Impact on Products and Plans

08/02/2017 11:00 AM

Most of the retirement plans currently operational have a significant flaw. They’ve grossly underestimated the stunning increase in life expectancy over the last generation. But government and mili...

 

Mortality Credits the New Alpha

08/01/2017 11:00 AM

The law of large numbers and changing demographics of life expectancy is having a significant impact on guaranteed lifetime annuities. Annuity manufacturers are touting their alpha with mortality c...

 

The Historical View on Longevity

07/31/2017 11:00 AM

The last 100 years have seen a significant increase in human longevity compared to the earliest records of mankind. The spike in longevity has caught the Western world by surprise. The effects of t...

 

Global Carbon Monoxide Detector Industry 2017 Market Research Report

07/31/2017 02:45 AM

The Global Carbon Monoxide Detector Industry 2017 Market Research Report is a professional and in-depth study on the current state of the Carbon Monoxide Detector industry.

 

Appreciating Line of Credit

07/28/2017 11:00 AM

The Home Equity Conversion Mortgage (HECM) equity line of credit can be used as your own personal lending resource or a retirement back-up cash reserve. The line of credit grows on the remaining un...

 

Buying a Retirement Home for Half the Market Value

07/27/2017 11:00 AM

Many seniors are looking for the ideal retirement home to enjoy their golden years. However, many have budget constraints that eliminate their dream home. But, a little-known strategy in the Home E...

 

Home Equity Can Generate Tax Free Income

07/26/2017 11:00 AM

Senator Fred Thompson (R) touted reverse mortgages. You’ve seen TV and movie star, Henry Winkler, aka “the Fonz” promoting reverse mortgages. Yes, the Fonz is a senior now! Tom Selleck is the newes...

 

Home Equity Conversion Mortgage Programs

07/25/2017 11:00 AM

With all the money spent on commercials for reverse mortgages, you’d think seniors are up-to-speed on this unique government insured program that can generate tax-free income from their home equity...

 

Protecting Social Security benefits from Taxation

07/21/2017 11:00 AM

There was a time when Social Security benefits were not exposed to ordinary income taxation. But over the years, small incremental steps were taken to tax the benefits. Now “means testing” may be i...

 

The Tax Advantages of HSA Accounts & Roth IRAs

07/19/2017 11:00 AM

Retirement, as it is today, is inherently crippled by taxes. You may very well have one million dollars in your retirement plan, but Uncle Sam may own up to 40% of it. Health Savings Accounts (HSA)...

 

Tax Favored Cash Value Life Insurance & Reverse Mortgages

07/19/2017 11:00 AM

Collateralized loans are not characterized as income and are not reportable, as such, on your 1040 form. And because these loans are not forms of taxable income, they are not counted for the provis...

 

Qualified Retirement Plans May Reduce Spendable Income

07/18/2017 11:00 AM

Most American workers don’t comprehend the realities of retirement until they’re a few years from retirement date, which is often too late. They’re just too busy dealing with immediate financial pr...

 

Retirement Facts & Stats of the Next Generation

07/17/2017 11:00 AM

The next generation is ready to change the economics of their own future. The way they live and retire will not resemble the Baby Boomer retirement model. A major departure from traditional thinkin...

 

HECM Home Equity Line of Credit

07/14/2017 11:00 AM

The Home Equity Conversion Mortgage (HECM) equity line of credit can be used as your own personal lending resource or a retirement back-up cash reserve. The line of credit grows on the remaining un...