Financial News

Taxable RMDs May Be Mandatory, but They Can Be Mitigated

06/02/2016 11:00 AM

Required minimum distributions (RMDs) from qualified plans are mandatory. In fact, non-compliance could cost you 50 percent of the portion that is short the minimum mandatory payout. But even compl...

 

California Mortgage Lender E Mortgage Capital Can Help You Refinance Your Mortgage And Help You Reduce Your Payment

06/01/2016 01:37 PM

California Mortgage Lender E Mortgage Capital Can Help You Refinance Your Mortgage And Help You Reduce Your Payment

 

Life Insurance Can Generate Tax-Free Income Via Policy Loans

06/01/2016 11:00 AM

Cash-value life insurance has been a supplemental retirement resource and complement to qualified plans for decades. It was used to augment retirement income, so it was looked upon as a secondary-s...

 

Millennials May Opt out of ERISA Plans & Opt into Tax-Free Strategies for Retirement

05/31/2016 11:00 AM

Most working Americans are not in a high-effective tax bracket and many don’t receive an employer contribution match. So why glorify a minimal tax deduction on contributions today, only to pay sig...

 

The #1 Annual Expense for Seniors May Be Taxes

05/30/2016 11:00 AM

When it comes to retirement income, every dollar counts. There’s no middle-class senior blowing through money like there’s no tomorrow. Many retirees are on a budget with little room to spare. One ...

 

The Basics of Estate Planning

05/28/2016 11:00 AM

Preparing for the life events that come your way is just part of living. But the ultimate life event is dying, and not preparing for it could have adverse consequences to your family, friends and c...

 

Everyone Dies, but Not Everyone Has a Living Will

05/27/2016 11:00 AM

The horror stories of unintended consequences fill the files of many county courthouses. There are testaments to indifference and sorrows of inadvertent ramifications of indecision. Here are three ...

 

The Power of Control in Wills and Trust Documents

05/26/2016 11:00 AM

One of the largest differences between a will and a trust is a trust must be funded in order to work. Funding the trust is the process of transferring your assets into the name of the trust so the ...

 

You Have Many Life Events, but Only One Death Episode—Plan Accordingly

05/25/2016 11:00 AM

While it is never too early to have a plan drafted, life events can often be the impetus that trigger either drafting a plan or having the plan in place reviewed and updated. There are so many life...

 

Do Nothing and the State Controls Everything

05/24/2016 11:00 AM

Probate is the court process of administering a deceased person’s estate. While it has become a more simplified process since some states have adopted the Uniform Probate Code, it is still to be av...

 

End-of-Life Planning Can Empower You to Dictate from the Grave

05/23/2016 11:00 AM

Most Americans have lived a life of self-determination in their pursuit of happiness. They’ve imposed their will in everyday decisions. So it’s a cultural curiosity most Americans live without a wi...

 

Refinance Your Colorado Springs Mortgage With E Mortgage Capital

05/22/2016 01:08 PM

Refinance Your Colorado Springs Mortgage With E Mortgage Capital

 

E Mortgage Capital Offers Many Refinancing Options To Denver Home Owners

05/21/2016 01:00 PM

E Mortgage Capital Offers Many Refinancing Options To Denver Home Owners

 

Guaranteed Lifetime Income

05/21/2016 11:00 AM

Few baby boomers have a pension. Most are relying on Social Security. What they’re discovering is their savings are woefully inadequate. Only 21 percent of all in or near retirement feel confident ...

 

The Happy Factor in Retirement

05/20/2016 11:00 AM

You can’t buy happiness, but having adequate income sure helps. The last thing retirees want to do is to stress over finances during the golden years … well they’re supposed to be golden. Most seni...

 

Mortality Credits Are the Secret Sauce in Guaranteed Lifetime Income Annuities

05/19/2016 11:00 AM

The low interest rate environment affects all financial products that use government debt. Banking institutions, mutual funds and insurance companies are all subject to the whims of the Fed to rais...

 

Income Trumps Asset Accumulation in Retirement

05/18/2016 11:00 AM

Accumulating assets is no longer the end game. The end game is now all about income. What kind of income do your assets generate for retirement? Is your retirement income based on the earnings of y...

 

The Four Sources of Guaranteed Lifetime Income

05/17/2016 11:00 AM

Guaranteed lifetime income sources can undergird your retirement and deliver confidence. You may have one or all of these income sources available depending upon your employer-sponsored retirement ...

 

Don’t Live a “Just in Case Retirement”

05/16/2016 11:00 AM

The baby boomers have had a significant impact on American culture and now it’s their turn to change the landscape of what retirement will look like in the future. Actually, it’s already begun—and ...

 

Money in Metals

05/14/2016 11:00 AM

Many Americans are looking to protect a portion of their 401(k)s, IRAs or other assets in their portfolio. There are strategies available with the potential to accomplish this. But over the last de...