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There is no other investment or savings funding tool that can guarantee lifetime income except annuities. As an individual the average male lives 86.6 years and...
The Guinness Book of World Records establishes an achievement based on documentation. Their documentation is rooted in a scientific process of collecting of data. Currently, Guinness...
Cash Value Life Insurance designed as a Non Modified Endowment Contract (non MEC) can generate tax-free collateralized policy loans and withdrawal of basis tax-free as long...
Health Savings Accounts are the most under utilized tax advantaged funding vehicle available for tax-deductible contributions up to $3,550 for individuals, $7,100 married couples and an...
The largest block of retirement savings in America is in ERISA qualified defined benefit and defined contribution plans: totally tax deductible. But as a consequence of...
The Millennial generation sometimes appears conflicted. They voted for Obama but would rather pay the penalty and not participate in Obamacare. Many Millennials love the socialism...
Many seniors have plans to take up hobbies, sports and volunteer activity to enjoy the time they’ll have in retirement. But every senior should take up...
There are four retirement vehicles that can generate lifetime income: A defined benefit plan, reverse mortgage, Social Security and a lifetime income annuity. The law of...
Your financial statements are crying. They are so sad! They have so much information to share with you but they don’t know how to get through...
Budgets. They are like New Year’s Resolutions – everyone makes one but nobody follows it. You might create a budget with all the best intentions. This...
