Instinctively clients recognize there are risks to be addressed and managed in order for their assets to support them throughout their retirement years. Most are fearful they might run out of assets before they personally run out of time. You know what I mean, don’t you?
Peter Hibbard created The TCS Process© to address their concerns and manage the many risks.
- Timing – When do I retire? What asset do I use first when I start living off what I’ve accumulated? What asset do I use at every phase of retirement? The timing of using assets is crucial to maximizing net worth.
- Combining – What assets do I use in concert with other assets? Do my assets support one another in maximizing net worth and income? Perhaps unknowingly my assets are detrimental to one another and if used together, my net worth is diminished too quickly.
- Sequencing – We’ve found that if you consume assets in the right sequence at the right time and in combination with other assets, net worth is maximized throughout your retirement years.
Using The TCS Process© provides our clients the clarity and confidence to make the decisions that secure their financial future no matter how long they might live. Essentially, The TCS Process© is a sophisticated Monte Carlo simulation wherein thousands of studies are tested against one another to determine which assets should be consumed first and which should be consumed last. Additionally, we need to know which assets may be consumed concurrently and in what amounts. Finally, The TCS Process© outlines the exact sequence in which assets are consumed. Using The TCS Process© will maximize a client’s net worth throughout their retirement years as well as maximize wealth to heirs.
Peter Hibbard is a co-contributor to this press release.
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Drivers in Florida that are looking for savings on their car and home insurance premiums can call on Velox Insurance to find the lowest rates on car and home insurance in Florida. Anyone seeking new insurance for auto or home can either call Velox Insurance who has offices in Florida and Georgia to get the lowest rates available. You can shop online, in person or over the phone. Florida drivers and homeowners can get the best rates easier by visiting Velox Insurance.
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About Velox Insurance
Since 2003, we have been serving our communities around Atlanta, GA with affordable insurance. In 2007, we rebranded our business as Velox Insurance. Velox Insurance, Inc was established with the goal of providing competitive rates and superior customer service to meet insurance needs of our customers in the Southeast.
At Velox Insurance, we understand that your time is valuable, so we strive to provide reliable, fast service and to obtain the best coverage at the lowest price for your vehicle, property and business insurance needs.
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Contact Velox Insurance
Florida Phone: 813-425-5115
Norwalk Insurance Agency Educates On The Cost of Contractors Insurance
Norwalk, Connecticut (findit ) January 20, 2021 – JMG Insurance, a Norwalk specialty insurance agency, offers readers some valuable information regarding how much contractors insurance costs. The new article is guided by the insurance experts at JMG who have extensive experience helping clients find the perfectly priced plan for their needs. They have designed this new article to help readers get a better idea of what factors will affect the cost of contractor’s insurance the most.
JMG Insurance offers readers some valuable information that explains how to calculate what the cost of contractor’s insurance may potentially be. In the article, they explain what contractors insurance is before getting into the things that affect their cost. Some of the factors they go over include the number of employees, the types of contracting jobs, the risks associated with services, and others. They hope that this article will help contractors searching for insurance understand what to expect while also demonstrating the importance of working with experts.
While this new article focuses on explaining how to calculate the cost of contractor’s insurance, JMG’s website offers visitors more information regarding their team, experience, as well as a full list of service offerings. JMG offers personal, business, and specialty insurance that helps clients get the protection they need at the best possible rate. They offer thorough insurance plans for business owners, contractors, errors and omissions, general liability, group benefits, construction companies, and more. Their agency was built on the principles of providing superior customer service and quality insurance solutions for their clients, and they work hard to uphold these values. Their team strives to make the insurance process as simple as possible for every client.
With the addition of this new article, the team at JMG hopes that contractors will have a better understanding of what factors will affect how much a comprehensive insurance plan will cost. For more information, reach out to the qualified contractor insurance experts at JMG today at 1-844-304-7332 or visit their website at https://jmg.com/. Their offices are located at 29 Haviland Street in Norwalk, Connecticut 06854.
Apply For Student Debt Relief Programs Available to Borrowers with Freedom Loan Resolution
Students that are living paycheck to paycheck and struggling to make ends meet as a result of their past due student loans can apply for available student debt relief programs with Freedom Loan Resolution. We our a group of experienced student loan debt counselors that know and understand the situation that you are in and we are here to help you apply for the right debt relief program to meet your needs.
Oftentimes, juggling mandatory living expenses such as housing payments, car payments, utilities, and food and credit card bills, there is not enough money left over to pay your student loan debt. Moreover, when you are in a financial hardship, struggling to make ends meet, it can be difficult to figure out the best course of action for your student loan debt. Let us help you apply for the right debt relief program that will help you get the debt relief that you need so you can move forward on the right financial path.
Our student debt counselors are extremely experience and know and understand the situation you are in. With several types of programs available to borrowers right now, we will help you get the relief that you need. You may be eligible for: student loan forgiveness, income based payment plans, and federal student loan consolidation and we will help determine which program you qualify for and is best suited to your needs.
In student loan forgiveness, students may be eligible for a principal reduction, partial loan forgiveness, or total loan discharge. Each case is different and we will help determine which you qualify for.
For some students, an income based payment plan can be the right choice. With an income based payment plan, students repay their student loans at a rate that is calculated based on their income and family sizes. In some cases, this could mean a payment of $0.00 per month.
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